![]() ![]() ![]() To get the expected flood height above ground, you would need to subtract your ground elevation from the base flood elevation. The Base Flood Elevations are denoted in the datum NAVD 88, which represents the number of feet above mean sea level in that datum. A - Areas of 100-yr flood base flood elevations and flood hazard factors not determined. Most homeowners insurance does not cover flood damage. 8355 Elk Grove Blvd, Ste 400 Elk Grove, CA 95758. Floods can happen anywhere just one inch of floodwater can cause up to 25,000 in damage. On a map, it may read: AE13, which means the structure is in the AE flood zone with a BFE of 13. The National Flood Insurance Program (NFIP) is managed by the FEMA and is delivered to the public by a network of more than 50 insurance companies and the NFIP Direct. While the flood zones identify the extent of flood risk, the Base Flood Elevation identifies the expect height that flood waters are expected to reach in a high risk area. These zones range from high- to moderate-risk areas: VE, AE, AO, A, and X. Within the floodplains shown on the Flood Insurance Rate Maps (FIRMs) for New York City, there are five zones. An area having special flood, mudflow or flood-related erosion hazards and shown on a Flood Hazard Boundary Map (FHBM) or a Flood Insurance Rate Map (FIRM) Zone A, AO, A1-A30, AE, A99, AH, AR, AR/A, AR/AE, AR/AH, AR/AO, AR/A1-A30, V1-V30, VE or V. These maps identify areas that are at risk to flooding. Areas with a high flooding risk are identified as being in the 100-year floodplain, and areas with a moderate flooding risk are identified as the 500-year floodplain. The Special Flood Hazard Areas subject to inundation by the 1 annual chance (100-year) flood event determined by detailed methods. It is important to understand how to interpret the flood maps to better understand your risk. If the map doesnt geolocate automatically, enter your address below to see the FEMA flood zones around your area. ![]()
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